ANZ Home Loan having a rate that is fixed

With a hard and fast home loan, your rate of interest remains equivalent for the period that is fixed-rate.

  • Regular fixed repayments that will help you budget. Budget confidently by knowing your exact payment quantities and timings.
  • You decide on the schedule. Choose a period that is fixed-rate suits your requirements. You could elect to make repayments regular, fortnightly or month-to-month.
  • Your rate of interest is locked in. Have actually certainty and peace of head by once you understand precisely what your repayments would be and protection from rate of interest rises. Rates of interest may but fall throughout your fixed-rate duration.
  • You may make one repayment that is extra to 5% regarding the outstanding loan stability every year of the fixed-rate duration without getting charged Early Repayment healing.

Maybe perhaps Not certainly which kind of mortgage loan is right for you?

12 months fixed-rate special*

18 thirty days fixed-rate special*

3 12 months fixed-rate special*

Mortgage loan fixed prices online payday loans Colorado direct lenders
Fixed term Unique interest rate* Standard rate of interest
half a year *
one year *
eighteen months *
a couple of years *
three years *
4 years *
5 years *

The aforementioned prices can be in the act of changing and therefore can vary greatly for current clients.

Should you not spend quantities if they are due, we could charge a fee interest on those quantities in the standard rate of interest, which can be your rate of interest + 5.00% p.a.

*Special interest rate requires minimum 20% equity and a transaction that is anz with wage direct credited, otherwise standard price relates. Unavailable with package discounts.

ANZ lending criteria, terms, conditions, and fees use. Interest levels and costs are susceptible to alter.


There are certain techniques to get yourself a deposit together. Check out your choices including KiwiSaver home withdrawal that is first.

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Support and help

ANZ lending criteria, terms, conditions, and charges use. Interest levels and charges are susceptible to alter.

A duplicate associated with the Bank’s General Disclosure Statement underneath the Reserve Bank of the latest Zealand Act 1989 is present with this web site or on demand from any ANZ branch, totally free.

This product is for information purposes just. Its content will probably be of the basic nature, will not account fully for your financial predicament or objectives, and it is maybe perhaps not a personalised financial adviser solution underneath the Financial Advisers Act 2008. It is strongly suggested you talk to a monetary adviser which takes into consideration your specific circumstances just before acquire a product that is financial. An ANZ Authorised Financial Adviser will, on demand and without any cost, give you his / her disclosure declaration prepared beneath the Financial Advisers Act 2008. On 0800 269 296 if you wish to consult one of ANZ’s financial advisers, please contact us.